MULTIPLE CARDS. ONE COMBINED CREDIT LIMIT.

Manage all your SBI Credit Cards under a single combined credit limit, giving you the flexibility to use your total credit limit across any of your SBI Credit Cards.

Do more with your SBI Card

One Combined Credit limit

Now all your SBI Credit Cards share a combined credit limit

Spend the way you like

Use your combined credit limit across all cards

Set Individual card limit

You have the option to set credit limit for each of your card

One view

View your total available credit imit across all your cards in one place

Understanding Combined Credit Limit

For instance, when a new SBI Card is issued, its credit limit will be clubbed together as below:

New Card
Issuance

SBI Card ELITE

Card Limit : ₹1,00,000

SBI Card PRIME

Card Limit : ₹50,000

New Card

Combined Card Limit

₹ 1,50,000

Credit limits for the existing different credit cards that you own will now be clubbed together as below:

Existing Card
Consolidation

SBI Card ELITE

Card Limit : ₹1,00,000

SBI Card PRIME

Card Limit : ₹50,000

BPCL SBI Card Octane

Card Limit : ₹50,000

Combined Card Limit

₹ 2,00,000

Note : This example is for illustration purpose only. Individual credit limits and eligibility are customer specific.

POINTS TO NOTE

Statement & Benefits

Each SBI Credit Card will continue to have its own billing cycle, monthly statement, reward points & card-specific benefit accrual.

Payments

Monthly bill for each of your SBI Credit Card needs to be paid individually.

Spend Limits

You can set individual spend limit for each your credit card(s).

Transactional Approval

Each transaction is approved within the total combined credit limit or the spend limit set for each of your card(s).

For Combined Credit Limit Related Frequently Asked Questions, click here