Aditya Birla SBI Card

• Simply tap the Aditya Birla SBI Card at a secure reader for the transaction. It is fast, easy and incredibly convenient
• Ideal for everyday purchase
• The card never leaves your hands during the transaction, significantly reducing the risk of card loss and fraud due to counterfiet (skimming)

• Your Aditya Birla SBI Card can be used in over 29 million outlets across the globe, including 3,25,000 outlets in India. Just look for the Visa sign of acceptance and present your card for payment.

• Aditya Birla SBI Card automatically gives you complete peace of mind with our SBI Card Helpline and 24-Hour Visa Global Customer Assistance Services available across the world in case of any emergency. If your card is lost or stolen during travel outside India, Visa/Global Customer Assistance Services provides you with emergency assistance

• Your Aditya Birla SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the Minimum Amount Due to the Total Amount Due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

• You can share the power of your Aditya Birla SBI Cardwith your family, by applying for an Add-on card for your spouse, parents, siblings and children over 18 years of age.

• As an Aditya Birla SBI Card Cardholder, you can withdraw cash from over 1 million Visa ATMs across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 ATMs across 100 plus cities in India

Now you don’t need to enter a bank anymore. The power to access cash at the press of a key is in your hands 24 hours a day. To access cash from any Visa ATMs, all you have to do is:

• Insert your card into the machine as directed and wait till the machine prompts you to key in your Personal Identification Number (PIN).
• Wait for a few seconds till the machine processes this PIN. It will then ask you to key in the amount of cash you need.
• Wait for a few seconds till your card comes out, count your cash before you leave.

• As soon as you get your PIN, memorise it and destroy the PIN mailer. Do not write the PIN on your card and never share it with anyone. Not even with our staff. Only you must know your PIN.
• Do not let anybody use your card to access the ATM facility on your behalf.
• Your PIN cannot be changed. Incase you forget it, please call the SBI Card Helpline and ask for it to be re-issued to you.

• Your PIN along with your card is the only requirement for using this facility. Anyone in possession of both can use it to withdraw cash from the ATM.
• Please follow the instructions on the ATM carefully.
• It is important that you respond to the instructions on the ATM in reasonable time.
• In case you do not act after keying in the PIN, your card will either be retained by the machine or else will be ejected.
• Your card, if retained by the machine, will have to be re-issued and this is subject to a replacement card fee at the prevailing rate.
• The ATM may disburse currency notes of a particular denomination only.

With the Easy Bill Pay facility from Aditya Birla SBI Card you can be rest assured you will never ever forget to pay your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from Aditya Birla SBI Card. Bill payments can be done in two ways:

• Standing Instructions- Register yourself for standing instructions where everytime the bill is due, automatic payment is made to the biller by SBI Card on your behalf.
• Online payment through website- You can make online payments on the SBI Card website

• You can now save big with our low interest rate options on Balance Transfer facility. Just transfer the balances from any of your other Credit Cards to your Aditya Birla SBI Card and enjoy Balance Transfer Plans suited to your financial needs. Get a Balance Transfer in just 3 days for all other Visa Cards and 5-7 working days for Non Visa cards. To avail this facility, the amount transferred should be a minimum of `5,000 and maximum of upto 75% of your available credit limit on the Aditya Birla SBI Card. Processing Fee would be charged as applicable.

• This is an easy installment plan from Aditya Birla SBI Card that lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low-rate of interest. To avail this facility just call the SBI Card helpline or book online on sbicard.com within 10 days of your purchase.

• Aditya Birla SBI Card brings to you mBuy that allows you to shop on the go. Book movie tickets, plan your travel, buy gifts, recharge your mobile or DTH & more anytime, anywhere. Access over 100 merchants on your mobile & pay with your Aditya Birla SBI Card and Make life simple. To download mBuy, SMS mBuy to 56767 or log onto sbicard.com

• SBI Card Alerts enables you to receive information regarding your credit card status as an SMS on your mobile phone. These include Mini Statement Alerts, Cheque Alerts, Credit & Cash Limit Alerts & Payment Assistance Alerts. So no matter where you are, we will keep you informed!
• With your SBI Credit card you can buy Health Insurance, Personal Accident Insurance, Motor Insurance, Additional health covers, Travel & Home insurance, Life Insurance and other assistance products, at very affordable rates.

• Joining fee, one time: Rs. 499 + applicable taxes
• Renewal fee, per annum: Rs. 499 + applicable taxes, from second year onwards
• Add-on fee, per annum: Nil

• For information regarding fees and other applicable charges, please refer to the Most Important Terms & Conditions

• Order Of Payment Settlement

• Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
• All taxes would be charged as applicable on all the above Fees, Interest & Charges.
• The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties.

Your continued use of the card will be deemed acceptance of these amendments.

For assistance, please call SBI Card helpline at:

Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

All information in this communication is correct as per July 2018 and is subject to change at the discretion of SBICPSL. SBI Card Most Important Terms and Conditions are also available at www.sbicard.com

Any disputes arising out of the Offer between the Cardholder and SBICPSL shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL

“SBICPSL" may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.